SmartWithdraw

Physical currency for your server's economy ━━━━━━━━━━━━━━━━━━━━━━ Withdraw it. ◆ Hold it. ◆ Trade it. ◆ Deposit it. SmartWithdraw turns player balances into secure, holdable banknotes. Withdraw Vault money, PlayerPoints, or XP as physical items — carry them, trade them, split them, or deposit them back whenever you want.

01 Withdraw Turn your balance into a note

02 Hold or trade A real item you can carry, trade or store

03 Redeem Right-click to add the value back

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Why server owners pick it

Everything you need for a physical economy, in one plugin

💰 Three currencies Money, PlayerPoints and XP, each with its own denominations, symbol and rules	🔐 Signed notes Every note is signed with HMAC-SHA256, so edited or duplicated notes are rejected	⏳ Note expiry Optional expiry after a set number of days keeps inflation in check
🏦 Bank GUI Browse currencies and pick exact denominations without typing amounts	🧮 Short amounts Players can type 1k, 2.5m or 1b, and numbers can be shown the same way	⬆️ One-click updates Update from the game or console, with verification and backups

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Core System

Currencies, security, and note lifecycle

Run up to three independent currencies — Vault Money, PlayerPoints, and XP — each with its own denominations, symbol, and rules. Every note is signed with HMAC-SHA256 on creation and re-verified on redeem, deposit, and split, so edited or duplicated notes are rejected instantly. Notes can also be set to expire after a configurable number of days, keeping long-term inflation in check.

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Economy Controls

Fine-tune how currency flows on your server

Full control over your economy, all from one config:

Tax	Optional tax on withdrawals and deposits, set per currency
Daily caps	A daily withdrawal limit for each currency
Cooldowns	Separate cooldowns for withdrawing and depositing
Held limit	A cap on how much value one player can carry in notes
Worlds	Per-world restrictions for each currency

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Interfaces & Tools

Menus, logging, and integrations

◆ Bank GUI: players browse currencies and withdraw specific denominations without commands.
◆ Inspect Menu: admins verify any note's authenticity and history.
◆ Transaction log: every transaction is logged automatically.
◆ PlaceholderAPI: live balances for scoreboards and chat.
◆ Resource-pack friendly: notes are player-head items with a custom model value per denomination, so every note can have its own look.

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Smart Updates & Health

Stay up to date and know when something is wrong

Smart updates ✔ Checks for new versions on startup and every few hours ✔ Admins get a clickable Download & Install button when they join ✔ The jar is verified and your config is backed up first ✔ Applied on the next restart, so the running plugin is never touched ✔ Only an admin can start an install, and notify-only mode is available

Health check ✔ Warns the console and admins when Vault, an economy plugin or PlayerPoints is missing ✔ Clickable download links right in the warning ✔ If one currency is affected, only that one is disabled ✔ New config options are added on update, and your settings are never changed

Updates come from the plugin's GitHub releases. ━━━━━━━━━━━━━━━━━━━━━━

Works with

Money currency: Vault + an economy plugin such as EssentialsX
Optional: PlaceholderAPI · PlayerPoints (for the PlayerPoints currency)
The XP currency needs nothing extra. ━━━━━━━━━━━━━━━━━━━━━━

Support

Questions, bugs or ideas? Come and say hi